Rates effective as of January 23, 2012
Product Type	APY*	Total Average Daily Balance To Obtain APR*
VISA Gold	10.90%*	$7,500.01

 

*APR: Annual Percentage Rate. Your annual percentage rate may vary. Tiered Rate Structure. When average daily balance of your account qualifies for a tier, all balances accrue interest at the lowest applicable rate.

VERIFIED BY VISA - All IEC Federal Credit Union Credit Cards should be  enrolled in the "Verified By Visa" program.  This is a program sponsored by different credit card processing platforms including Advantage Processors and  Merchant Accounts LLC. This is an added protection to your credit card when ordering online.  You will be prompted to create a password to protect you when you buy online.  This prevents unauthorized purchases before they happen.  If you do not register your card through this program, you will have no chargeback rights in the event of any unauthorized purchases.  

 
For more information about "Verified By Visa",  go to the Visa's web site at http://usa.visa.com or call the Credit Union.  There is no charge for this service, so please protect your card.