IEC Federal Credit Union

Rates effective as of July 1, 2011.
Product	Interest Rate	APY*	Minimum Open Balance	Minimum Balance for APY*
3 Month Share Certificate	0.35%	0.35%	$1,000.00	$1,000.00
6 Month Share Certificate	0.40%	0.40%	$1,000.00	$1,000.00
12 Month Share Certificate	0.60%	0.60%	$1,000.00	$1,000.00

*Annual Percentage Yield. Rates, terms and conditions are subject to change without notice at the discretion of the Board of Directors. Other limitations may apply. The interest rate and corresponding annual percentage yield may vary after the account is opened.